variPhase Blog

With the start of a new year comes a restart in health insurance deductibles and co-pays whether you have Medicare, employer health insurance or purchase your own coverage.  As part of your financial plan and budget, the beginning of the year is a good time to review your health care plan...

  One retirement cost that people tend to underestimate is the cost of health care.  The costs are usually higher than expected; they are unpredictable; and, ironically – the longer you live the more your total spending on health care will be.  Failing to adequately include health care costs in your...

  4 Money Tips for the New Year January is the time to look forward to how you’ll make your life more financially secure in the New Year.  Whether you are working or retired, these four tips will help you get off to a financially smart year:   Healthcare Costs–...

Medicare Costs in 2017   An important part of retirement planning is understanding your health care costs.  For people currently enrolled in Medicare it is smart to know what your costs are for Medicare including premiums and deductibles.   Medicare costs for 2017 were recently released by the Centers for...

 Don’t look for a big bump in Social Security benefits in 2017.  An increase of  0.2% (or $2.00 for $1000 in benefits) per month is projected for Social  Security benefits in 2017, according to the recent Social Security Trustees  report.  The final number comes out in October and could be slightly...