variPhase Blog

Welcome to our Blog, we will keep you informed with the latest news that's important to you.

Don’t Miss Health Insurance Deadlines

Missing a deadline to change your health insurance plan can be costly.  So if you buy your own Medicare insurance plan or under-65 health insurance plan through the healthcare marketplace, make sure you act before the open enrollment period ends.  Missing a deadline might mean missing out on better coverage or...
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3 Tips on Health Care Costs in Retirement

  One retirement cost that people tend to underestimate is the cost of health care.  The costs are usually higher than expected; they are unpredictable; and, ironically – the longer you live the more your total spending on health care will be.  Failing to adequately include health care costs in your...
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Small Social Security Increase for 2017

  If you are receiving Social Security payments you will see a very small increase in 2017 –just .03% which for the average recipient amounts to about $5.00 per month.  But it is better than last year when there was no Cost of Living Adjustment (COLA) for people receiving Social Security...
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Few Understand Social Security Benefits

  Confused about the pros and cons of taking Social Security benefits at different ages?  You are not alone.  A new study from the General Accounting Office (GAO) found few people understand how much their benefit will be or the financial impact of taking benefits before full retirement age. And the...
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Health Care Costs in Retirement

Health Care Costs in Retirement
  Your retirement planning better include realistic estimates of health care costs because the costs continue to rise, especially prescription drug costs. A 65-year-old couple retiring in 2016 will need an estimated $260,000 to cover health care costs in retirement, according to Fidelity's Retiree Health Care Cost Estimate. This is a...
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